Planning With Purpose:
Special Needs Trusts That Protect
What Matters Most
If you have a loved one with a disability, you’ve probably asked yourself the big questions:
How will they be cared for after I’m gone? Will their benefits be protected? Who will look out for them like I do?
A Special Needs Trust can help answer those questions—and offer peace of mind that your loved one’s future will be secure, supported, and protected.
At Metropolitan Law Group, we help families in Arizona, Minnesota, and Wisconsin create thoughtful plans that provide for their disabled children or family members without disrupting eligibility for government benefits like SSI or Medicaid.
What Is a Special Needs Trust?
A Special Needs Trust (sometimes called a Supplemental Needs Trust) is a legal tool designed to hold and manage assets for a person with a disability—without impacting their ability to receive needs-based public benefits.
It ensures that money is set aside for things like:
- Medical care not covered by insurance
- Therapy, caregivers, or in-home support
- Transportation, education, and vocational programs
- Enriching experiences—travel, social activities, even entertainment
These trusts are highly customizable, designed to enhance the beneficiary’s quality of life while protecting access to critical support systems.
Why Not Just Leave Them an Inheritance?
Unfortunately, leaving assets directly to someone with special needs—even with the best intentions—can accidentally disqualify them from essential benefits. Programs like SSI and Medicaid have strict income and asset limits.
A Special Needs Trust keeps assets legally separate from the beneficiary, allowing them to continue receiving benefits while still being financially supported by you.
Let’s Secure Their Future—Together
Omitting your special needs child from your estate plan may seem like the only way to preserve their benefits—but it leaves too much to chance. A well-designed Special Needs Trust offers clarity, protection, and dignity for your loved one’s future.
Let’s make sure they’re supported—financially, emotionally, and legally.